Always in you, Sometimes on you;

If I surround you, I can kill you.

What am I?

There are three houses in a straight row. One is red, one is blue, and one is white. The red house is left of the middle. The blue house is right of the middle. Where's the white house?

He digs out tiny caves and stores gold and silver in them. He also built bridges of silver and made crowns of gold. They are the smallest you could imagine. Sooner or later everybody needs his help, yet many people are afraid to let him help them. Who is he?

How can you tell a raw egg from a hard-boiled egg?

If you read clockwise, you can form a word by inserting three missing letters in the picture given below. Can you do it?

For an extra income, John decided to work at a Hotel for one hour daily. The manager offers him that they will pay him $11 after every 11 days.
However, John offered a different proposition to the manager. The offers stand as:
He will be paid just a penny on his first day.
Two pence will be paid on the second day,
Four pence will be paid on the third day.
And so on till the 11th day.

Should the Hotel manager accept his offer?

What number do you get when you multiply all of the numbers on a telephone's number pad?

If you drop me I’m sure to crack, but give me a smile and I’ll always smile back. What am I?

Only one colour, but not one size,
Stuck at the bottom, yet easily flies.
Present in sun, but not in rain,
Doing no harm, and feeling no pain.
What is it?

In The 1st month of this year(the year 2013), I noticed that the date 13-1-13 (13 January 2013) is special.

This date is special as:

Date * Month = Year.

Can you figure out which year of this century has a maximum number of such dates?