Can anyone tell me a word in the English dictionary which has a silent 'z'?

A crime was committed at baker street. Ibrahim Dakota who was shot in the stomach was the main suspect. Sherlock questioned the suspect. The conversation started as:
Sherlock: What's your story, Ibrahim?
Ibrahim: I was walking around baker street and suddenly a man from the back shot me. I ran as fast as I could to save my life".
Sherlock: That is enough (and ask the police to arrest him).

Why does Sherlock think he is the murderer?

When is the top of a mountain similar to a savings account?

A sundial has the fewest moving parts of any timepiece. Which has the most?

In the below-given picture of a pretty girl, there is something wrong. Can you find out what it is?

In the Chess Board picture below white army is arranged. You need to add a black army on the board such that no piece is under any threat.
Note: Army comprised of 1 king, 1 queen, 2 rooks, 2 bishops, 2 knights, and 8 pawns.

Which is Odd One Out and why?

4377

3954

9862

8454

9831

Below the four parts have been reorganised. The four partitions are exactly the same in both arrangements. Why is there a hole?

Can you solve the tricky chess rebus puzzle below by ciphering the hidden meaning?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.