Can anyone tell me a word in the English dictionary which has a silent 'z'?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

If we tie a Sheep to one peg, a circled grass is been eaten by the Sheep. If we tie the Sheep to two pegs with a circle on its neck, then an eclipse is eaten out of the grass by the Sheep. If we want an eclipse then we put two pegs and then put a rope in between them and the other end of the rope is tied up on the Sheep's neck.

How should we tie the peg and the Sheep so that a square is eaten out from the garden grass? We only have one Sheep rope and the peg and the rings.

Decode the below four famous ciphers:

8P of the SS
1M of the E
1S of the SS
60M in 1H

What is the end of everything?

Things are just as they seem, right? Well, check again.
Can you count the number of tigers in this picture ?

Can you solve the below tricky visual equation?

You are presented with three boxes. One of them has a red ball inside and the other two have a black ball inside each of them. You are asked to pick up the one with red ball and you pick one. Now, one of the other boxes is opened and it is found to have a black ball.

You are presented with a chance to change your box with the one that is left closed. Will you change your box? Why or why not?

Sally lives in a place where six months of the year is mild summer and the temperature drops significantly the other six months. She owns a lake where there is a small island. She wants to build a house on the island and needs to get materials there. She doesn’t have a boat, plane, or anything to transport them to the island. How does Sally solve this problem?

I am the fastest animal but cannot climb the tree. What am I?